This is the case of Duane Comersky who comes to me for a bankruptcy consultation. Duane is currently residing on Laura Lai Street in Zion, Illinois, Lake County Illinois. Duane has never filed for bankruptcy before; this is his first consultation with an attorney. He does not own any real estate. He is currently living […]
This is the case of Amy Jackson who resides in Chicago, Illinois who was visiting me for a consultation on debt relief. Ms. Jackson filed a Chapter 7 bankruptcy more than 10 years ago so she is eligible to file once again. She does not own any real estate. She is currently renting. No formal […]
This is the case of Ms. Corey Felton who was in my office to see me about debt relief whether it be Chapter 7 or Chapter 13. Corey resides on Waverly Place in Joliet, Illinois which is Will County, Illinois. She filed a Chapter 7 bankruptcy back in 2001 so it’s been more than eight […]
This is the case of David Hammons who comes from Skokie, Illinois which is Cook County, Illinois. He is married to Christine but Christine is going to be a non-filing spouse in this case. Right off the bat, we are not sure whether this is going to be a Chapter 7 or Chapter 13 so […]
This is the case of Gail Sanders who lives on 60th St. in Chicago, Illinois. She is interested in filing a Chapter 7 bankruptcy to eliminate credit card debt. Gail has never filed bankruptcy before. She is not a homeowner. She is renting. Her landlord is St. Edmunds Commons. She has a yearly lease which […]
This is the case of Kelly Stapick who comes to me from Villa Park, Illinois which is in DuPage County, Illinois. She is also here with her husband, Joseph Stapick. The couple does own real estate property worth approximately $190,000. It’s a single-family home. There is one mortgage on the property and they owe approximately […]
This is the case of Jimmy Brownlow who resides in Chicago, Illinois. He’s here for a consultation regarding Chapter 7 or Chapter 13. Mr. Brownlow has never filed for bankruptcy before. He does have a two flat which is worth approximately $176,000 and he owes $179,000. He has property tax arrears of $1400. He is […]
This is the case of Barb from Chicago, Illinois. Barb comes to my office with medical bills, credit card bills and most importantly, a home that she really cannot afford. She has an equity loan on her home which matures in approximately 2 years. She is considering Chapter 7 bankruptcy to eliminate her debt but […]
In a Chapter 13 bankruptcy case, upon filing, there is a creation of the Automatic Stay which protects the debtor against certain actions by creditors. If the debtor is filing a bankruptcy case where a prior case was dismissed within the last year, then the Automatic Stay unless extended, will expire after 30 days. This […]
If you are filing a Chapter 13 bankruptcy case in Chicago and in the prior year you have had two or more cases dismissed, then you are going to want to impose the Automatic Stay in your current filing. By the fact that you have had two or more bankruptcy cases dismissed within a calendar […]