Ten questions David Siegel has answered thousands of times since 1991, in about half a minute each. They are in this order for a reason: each one answers the worry the last one raises. Watch them straight through and you will understand your options better than most people manage after a month of searching.
- 1
Is filing for bankruptcy a failure?
Start here, because this is the thing that stops most people from calling.
0:53 - 2
Chapter 7 vs Chapter 13 — what’s the difference?
One wipes the debt out. The other buys you time to catch up.
0:38 - 3
Do I qualify for Chapter 7?
Most people who are working and broke at month’s end do.
0:30 - 4
Will I lose my house?
Illinois now protects $50,000 of home equity — up from $15,000.
0:30 - 5
Will I lose my car?
If you’re still making payments, you keep driving it.
0:37 - 6
Can bankruptcy stop a wage garnishment?
Yes — immediately. If this is happening to you, watch this one first.
0:24 - 7
Can bankruptcy stop a foreclosure?
It stops the sale, and gives you five years to catch up on the mortgage.
0:43 - 8
Will bankruptcy ruin my credit?
Ask first what the credit you’re protecting is actually worth.
0:36 - 9
How much does it cost to file?
Court costs are fixed. Attorney fees always come with a payment plan.
0:44 - 10
Thinking about it? Do this first.
One free conversation replaces a month of guessing.
0:50
Watching costs you nothing, and neither does the conversation that follows. A free consultation tells you which chapter you qualify for, which debts can be eliminated, what it costs, and how long it takes.
Wheeling: (847) 520-8100 South Chicago: (773) 276-6969
