Yes. The automatic stay ends collection calls the moment you file, and under federal law they should stop even earlier, once you hire an attorney.
Category Archives: Bankruptcy Filing
Court costs are $338 for Chapter 7 and $313 for Chapter 13. Attorney fees vary, there is always a payment plan, and Chapter 13 fees roll into the consolidation.
Despite what logic might have told us, the two years following the COVID-19 pandemic had record-low numbers of personal bankruptcy filings. As people tightened their purse strings and relied on government and charity programs to make it through difficult times, fewer families needed the help of the bankruptcy court. However, the trend has turned around […]
If you are considering filing for personal bankruptcy, you may be feeling overwhelmed and intimidated by the process. Whether you are confused about the types of bankruptcy or are not sure how to proceed with the chapter you have chosen, there are lots of questions you may have.
The decision to file for bankruptcy is one that may take a lot of time and thought. It often comes at a very difficult time in one’s life. The stress and uncertainty about the anticipated results as well as the fear of what the future will look like only adds to the difficulty. Without the […]
Bankruptcy Is A Service Business As bankruptcy attorneys, we are in the service business of getting people out of debt. This could come in the form of a chapter 7 bankruptcy or a chapter 13 bankruptcy depending upon the facts of the case. We have the solutions available at our disposal thanks to the bankruptcy […]
Waiting To File Bankruptcy There are so many people that I talk to over the course of a month who contemplate whether to file bankruptcy yet take no action. Many of these people feel that the problem will simply go away. Some people feel that their financial situation is going to somehow change on its […]
The first important decision when filing bankruptcy is should I file? Most clients struggle with whether or not to file for bankruptcy. Even if the person has significant outstanding debt, there is still often a question as to whether or not filing bankruptcy is the right solution. People worry about their credit scores. People worry […]
Chicago Bankruptcy Trustee In certain circumstances a Chicago bankruptcy trustee can take your tax refund. It all depends however on the facts of the case. Let’s start with the chapter 7 situation. If you receive your tax refund prior to your chapter 7 bankruptcy case being filed and you exhaust that refund prior to the […]
A recent client came to see me many months back to talk about potentially filing for bankruptcy. He was not even thinking about a bankruptcy release at that time. This person knew that he had debt, but he was reluctant to file for some reason. Many people think that if they just keep avoiding lawsuits […]