About 110 days from filing to discharge. A Chicago bankruptcy attorney walks through the timeline step by step, including the Zoom meeting of creditors.
Yes. The automatic stay stops a repossession the moment the case is filed, giving you a window to catch up, cure the default or insure the vehicle.
Yes, and a pending lawsuit is one of the best reasons to file. Chapter 7 can stop a collection suit or a garnishment immediately.
Yes. The automatic stay ends collection calls the moment you file, and under federal law they should stop even earlier, once you hire an attorney.
Medical bills are the easiest debt of all to discharge. A Chicago bankruptcy attorney explains how they are handled in Chapter 7 and Chapter 13.
Yes. Credit card debt is the most common debt discharged in Chapter 7 and one of the easiest. A Chicago bankruptcy attorney on how it works and what it costs.
Most of what people owe can be wiped out: credit cards, medical bills, personal loans, utilities, repossession and foreclosure deficiencies. A Chicago attorney on what survives.
Bankruptcy is an economic tool written into the Constitution, not a personal failing. A Chicago bankruptcy attorney on why the shame is the biggest obstacle.
Chapter 7 eliminates debt fast. Chapter 13 repays it over three to five years to save a home or car. A Chicago bankruptcy attorney explains which fits which situation.
Most gainfully employed people with no money left at month end qualify for Chapter 7. How the Illinois median income test works, from a Chicago bankruptcy attorney.