If you are a cosigner on the debt, then you and the other debtor are technically joint and severally liable for that debt. One common form of debt that’s jointly owned is that for a vehicle. If somebody else filed a Chapter 13 bankruptcy on it vehicle that you cosign, you may be protected under […]
Author Archives: David M. Siegel
This is the case of William Forte, who comes to see me from Great Lakes, Illinois which is Lake County, Illinois regarding a Chapter 7 bankruptcy petition. He did file a bankruptcy back in 1999 under Chapter 7. It’s been over eight years so he is eligible to file again. He does not own a […]
This is the case of Melika Murray who comes to me from North Chicago which is Lake County, Illinois for a bankruptcy consultation. Ms. Murray has never filed for bankruptcy before, even though she states that she has been struggling for debt for over 20 years. She owns no real estate. She is renting and […]
This is the case of Jeffrey and Debra Miller who live in Gilberts, Illinois which is in Kane County Illinois. They were here for a consultation on either Chapter 7 or Chapter 13 bankruptcy. As we run through the facts here, they have not filed a bankruptcy before. They do own a home with a […]
This is the case of Willie Banister from Chicago, Illinois who was appearing for a Chapter 13 bankruptcy consultation. Mr. Banister has never filed a bankruptcy before. He is not a homeowner. He is renting on a month to month lease from a landlord in Chicago. He does not own a motor vehicle. In terms […]
This is the case of Brian and Lori Shearing who reside in Plainfield, Illinois, Will County, Illinois. They were in my office today to discuss the possibility of a Chapter 7 fresh start. Let’s go through the particulars of their case. They had a prior Chapter 13 back almost 20 years ago. So they are […]
This is the case of Duane Comersky who comes to me for a bankruptcy consultation. Duane is currently residing on Laura Lai Street in Zion, Illinois, Lake County Illinois. Duane has never filed for bankruptcy before; this is his first consultation with an attorney. He does not own any real estate. He is currently living […]
This is the case of Amy Jackson who resides in Chicago, Illinois who was visiting me for a consultation on debt relief. Ms. Jackson filed a Chapter 7 bankruptcy more than 10 years ago so she is eligible to file once again. She does not own any real estate. She is currently renting. No formal […]
This is the case of Ms. Corey Felton who was in my office to see me about debt relief whether it be Chapter 7 or Chapter 13. Corey resides on Waverly Place in Joliet, Illinois which is Will County, Illinois. She filed a Chapter 7 bankruptcy back in 2001 so it’s been more than eight […]
This is the case of David Hammons who comes from Skokie, Illinois which is Cook County, Illinois. He is married to Christine but Christine is going to be a non-filing spouse in this case. Right off the bat, we are not sure whether this is going to be a Chapter 7 or Chapter 13 so […]