Every bankruptcy case is unique and different from all others. Some people are struggling with credit cards, medical bills, personal loans and past due utilities. Other people are up to date on everything, but may feel overwhelmed by the amount of debt they are carrying. The case studies on this page are real life examples of people who are seeking advice and counsel with regard to their debt.
You will notice that there is almost always a solution for someone who is struggling financially. Seventy-five percent of the people are going to find Chapter 7, fresh start bankruptcy to be the best solution to their needs. For the remaining twenty-five percent, Chapter 13 is going to provide a structured repayment of either all or a portion of the debt. In the rarest of cases, there will not be a bankruptcy solution.
Take a look at some of the facts and circumstances of the case studies. You will discover that you are not alone in your struggle and most importantly, that there is help available.