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Bankruptcy is not an end, but a Beginning

Understanding the Bankruptcy Process

1. Qualification

The Law Offices of David M. Siegel will work with you on an individual basis to get the best result.

2. File a Chapter

The right attorney can advise you as to what Chapter is best and can guide you through the process from start to finish.

3. Choose a Payment Plan

We recognize that most people seeking to declare bankruptcy are looking for an affordable Chicago attorney, and we seek to meet those expectations.

4. Your Bankruptcy Case

Because our primary focus is bankruptcy law, we are equipped to take the guesswork out of the process and can provide honest answers and clear focus.

What People Say

Nothing about dealing with David Siegel and his office fits into what most people feel about attorneys. From the beginning when I met personally with Mr. Siegel, he was attentive and responsive. Our meetings are never rushed. He always follows up immediately with with answers to questions or concerns. I highly recommend David Siegel and his team.
Robert Bell
Jun 22, 2020
It was a quick and easy process, Attorney Siegel was the best. He provided me with great payment options and I took advantage of the long payment plan so that I can get out of debt before I’m even done paying for the bankruptcy. My last comment is that the office staff especially Bernice was extremely kind and helpful to me as I’m going through this situation.
Cynthia Webb
Apr 29, 2019
Case was discharged today! I appreciate all these guys have done for me. Specifically, David Siegel, personally; He did an amazing job! He didnt have to pay close attention to my case, as he has hundreds of clients, but he did, and it meant so much! I will be recommending David Siegel to anyone that I speak with about bankruptcy.
Kevin C Grimes
Apr 10, 2019
The advice was excellent. I was referred by Jeff Morrris. The best service that I ever had. It was good meeting David. I will be back there again to bring the papers to start. I can see why he is helping a lot of people.
Nury Lopez
Mar 19, 2019
Awesome attorneys always available to answer your questions.
Raul Gomez
Mar 22, 2018
I called Mr. Siegel's office to request a payment plan that would fit my needs and he was so kind as to work with me regarding this matter. That was great how he took the the time to speak with me and accommodate my needs.
Debbie Feliciano
Jul 19, 2017
I hired David Siegel, so I can eliminate my debt, he has lifted the weight off my shoulder thank heaven for the relief i am feeling great now. No More Bills.
Kiara Thompson
Feb 22, 2017
Great experience with Davi m. Siegel law firm, they been helping me with the whole process of my chapter 13 and are always there to answer any question. they are always courteous when answering calls or questions, bottom line I recommend David Siegel as bankruptcy attorney.
Heliodoro Renteria
Jan 10, 2017
My case had over 100,000 in credit card debts. I had a prior business which had been closed. The creditors included credit cards, medical and IRS. I started with Ben Rios at David Siegel’s office and he set me up for success. It has been two months now that I am debt free. My heartfelt thanks go to the law firm. I do not know what I would do without the help that I got. You can get a second chance in life from a financial standpoint. I am the proof.
Valeri Dimitrov
Sep 22, 2016
I came to Atty Siegel for legal advice and I met him personaly. He was excellent and very friendly.
Tia Devine Adde
Jan 7, 2017

More Questions About Bankruptcy

We will advise you as to what is best for your situation and guide you
through the process from start to finish

“Fresh Start” bankruptcy, chapter 7 allows a person to eliminate most or all of his debt while being allowed to keep whatever property he may have. Allows unsecured debt such as medical bills, personal loans and most credit card charges to be easily eliminated. In many cases, a person may keep their home or car (secured debt), provided that they continue to make current payments and are up to date on the loan.

Yes. If you fail to appear, your case will be dismissed.  At your appearance, you want to be truthful, yet you do not want to expound upon answers if they can be simply answered with a yes or a no.  The trustee’s job is to determine whether or not there are any nonexempt assets that could be administered for the benefit of creditors.  In 99% of Chapter 7 bankruptcy cases, there are no assets available for the unsecured creditors. 

Chapter 13 is a form of bankruptcy protection whereby a person reorganizes his debt, by paying through a Chapter 13 Trustee all of his disposable income over a three to five year period of time. In many cases, creditors will receive less than a 100% repayment on their debt. To qualify for Chapter 13 bankruptcy, you first must be an individual. Further, you must have monthly income which exceeds your monthly expenses in order to fund a plan.

It is to save a home that’s in foreclosureChapter 13 will allow you to repay the mortgage arrearage, the part that you fell behind, over the next 3 to 5 years while being allowed to make your regular mortgage payment on time once again. What happens in many situations is someone will fall behind on their home and they won’t have the ability to catch up with one lump sum payment. However, by filing Chapter 13, the homeowner can dictate to the mortgage company how the mortgage arrearages are going to be paid back over a lengthy period of time.

The law firm of David M. Siegel has been helping individuals
and families gain control of their debt with sound advice,
a caring heart and a compassionate soul.


The information provided on this site is not legal advice. The attorney listings on the site are paid attorney advertising. Each of the attorneys promoted through this website are promoted  based upon their willingness to pay for the advertising. This website is not an endorsement of the attorneys’ services. The site is not a lawyer referral service or prepaid legal services plan. In some states the information on this website may be considered a lawyer referral service. No  attorney-client or confidential relationship is or will be formed by use of the site. Photos are  models and are not actual clients. Prior results do not guarantee a similar outcome. By an Act of Congress and the President of the United States, the attorneys who advertise through this website are Federally designated Debt Relief Agents. They help people file for relief under the U.S. Bankruptcy Code. Disclosures Required Under the U.S. Bankruptcy Code.